All You Need to Know About Car Insurance Quotes

Farsana Ashiq
2 min readMay 10, 2018

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An insurance quote will give you an estimate rate for the insurance. It is depended up on the amount of information you give at the time of the quote. The more accurate is your information, the more accurate will be your quote. Here are some basics that you need to know about getting a quote.

How much time does it take to get a car insurance quote?
This does not requires much of a time and it is depended upon factors such as the number of drivers and vehicles you have and where you get your quote etc. Getting a quote can be done in two ways, through an insurance agent or via online.

Getting a quote via agent can take up to maximum of 10 to 15 minutes. Then it is typical for the agent to call you back with a quote. The call back time can vary from within the hour up to several hours. This may depend on how many questions you have about the insurance.

Getting a online car insurance quote is a 15 minute process and this may depend on your computer skills and how many vehicles you need insurance on.

How many car insurance quotes?
Three to five insurance quotes will give you a good look at what is available. Compare and study them and choose the insurance that has maximum advantages. Getting multiple quotes at once is a huge time saver regardless if it is from an agent or online.

How to choose the best car insurance quotes?
You should not pick the insurance company by seeing only the price. You should also feel comfortable with all the insurance terminologies. Check whether your quote cover’s all your requirements.

How often should we get a car insurance quotes?
This is based up on the trust you have with the insurance company. If your insurance company is providing good services to you and you trust them wholeheartedly, then there is no need to look for new insurance company. Insurance rates always keep changing hence you should check around every two to three years. Getting quotes will give you the information you need to make sure you are still receiving a competitive rate.

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